There is no doubt that I am on the lookout for another bank. I am greatly dissatisfied over the performance of Banco de Oro especially with their poor internet banking facility. Darn it! My family used to have accounts with Citibank and their internet facility is up to the nines. Transferring funds here and abroad is such a breeze. Paying for bills online can be done with a click of the mouse.

I even had a claims dispute years ago with Citibank, of which I was charged 5 times of the same magazine subscription and after I complained, the amount was credited back to my account the next day. It was such easy breezy operation that I am dumbfolded over the internet banking facility of Banco de Oro when it is supposed to be one of the biggest banks in the country.

Years ago, I also held an account with Metrobank and years ago, the local banks were just starting their online facilities. Metrobank‘s interface was not very good but it was fast rendering. I have never tried their bills payment facility since my Citibank was doing that job efficiently. Paying PLDT and Meralco online was so convenient.

Now I am on the hunt for a new bank. I want a bank that has Banco de Oro’s late hours, and with Citibank’s outstanding internet facility. Is there any bank that fit the bill?

Feedback, anyone?

Powered by Zoundry Raven

Having no support whatsoever and relying on the lease of my condo in the city for our daily sustenence is a big hurdle. Though living in the rural area has definitely its plus, having or little extra money after all the necessaries are taken care off leaves me nothing more than a few thousands to go to savings. But that I guess is better than nothing.

I really want to change the culture of reward in my family and teach my childrent he value of saving and managing money at an early stage. This is crucial especially when this family has been built in the belief that rewarding of self is spending more money pigging out in restaurants or buying unnecessary things.

Being financially independent is one of my long term goals. I long to have my own business and honing my business acumen and skills has begun years ago, however, the task of change old habits die hard… I just have to stop spending on things NOT needed (amusing take by Suze Ormon on Can I Afford It?) and start to save a little (guess what Robert Kiyosaki’s take on that) more and prepare for some emergencies…

I am already looking for business opportunities here in the area where I live in. Having little capital is indeed a problem, but I guess what is more important is having the guts to start somewhere, recognize and seize opportunities and bite the bullet.